When it comes to individual short term disability insurance, there are several reputable providers to consider. The Hartford, Aflac, Guardian, Mutual of Omaha, and Principal are among the top companies offering individual short term disability insurance policies. These providers offer a range of coverage options and benefits, allowing individuals to find a policy that suits their specific needs. It's important to compare the terms, coverage limits, waiting periods, and premium costs when evaluating different insurance providers. Additionally, consulting with an insurance agent or broker can help in navigating the options and finding the best fit for individual short term disability insurance.