Renters insurance typically does not cover termite damage. Termite damage is generally considered a maintenance issue and is not covered by most renters insurance policies. Renters insurance typically provides coverage for perils such as fire, theft, and certain types of water damage, but it does not typically include coverage for pests or infestations. Termites are considered a preventable problem that can be addressed through regular maintenance and inspections. If you are concerned about termite damage, it is important to take proactive measures such as regular inspections and treatment to prevent infestations. If you are a renter and are concerned about termite damage, you may want to consider speaking with your landlord or property management company to discuss any existing termite prevention measures in place and to ensure that the property is adequately protected against termites. Additionally, it may be worth considering purchasing a separate pest control policy if you live in an area prone to termite infestations. It's always a good idea to review your renters insurance policy carefully to understand what is and is not covered. If you have specific questions about your policy, it's best to reach out to your insurance provider directly for clarification. They will be able to provide you with the most accurate information regarding your coverage.