Yes, the U.S. federal government offers disability insurance through the Social Security Disability Insurance (SSDI) program. This program provides benefits to those who are unable to work due to a qualifying disability. To be eligible for SSDI, an individual must have worked long enough and paid Social Security taxes, and have a medical condition that is expected to last at least one year or result in death. The benefits provided by SSDI are meant to replace a portion of the income that the individual would have earned if they were still working. Additionally, the Social Security Administration also offers Supplemental Security Income (SSI), which is a needs-based program for individuals with disabilities who have limited income and resources.