Yes, homeowners insurance is typically paid in advance rather than in arrears. When you purchase a homeowners insurance policy, you are usually required to pay the premium for a specific period, such as six months or a year, in advance. This means that you are paying for coverage for the upcoming period, not for the period that has passed. This payment structure is common across the insurance industry. It's important to understand the payment timing of homeowners insurance to ensure that your coverage remains active and to avoid any potential lapses in protection. If you have specific questions about the billing and payment process for your homeowners insurance policy, it's best to reach out to your insurance provider directly for personalized assistance.