Long term disability insurance benefits may or may not be taxable, depending on how the premiums are paid and who pays them. If the premiums are paid with after-tax dollars, then the benefits are generally not taxable. However, if the premiums are paid with pre-tax dollars, such as through an employer-sponsored plan, then the benefits are typically taxable. It's important to note that this is a general rule and there may be exceptions or specific circumstances that could affect the taxability of long term disability insurance benefits.
To determine the taxability of your specific long term disability insurance benefits, you should consult with a tax professional or refer to the Internal Revenue Service (IRS) guidelines. They can provide you with the most accurate and up-to-date information regarding your individual situation.