Medicare generally does not cover the cost of assisted living in New Mexico or any other state. Medicare is primarily a health insurance program for individuals aged 65 and older, as well as certain younger individuals with disabilities. It primarily covers hospital stays, doctor visits, prescription drugs, and some other medical services. Assisted living, on the other hand, is considered a non-medical service that provides assistance with activities of daily living, such as bathing, dressing, and medication management. Medicare does not cover custodial care, which is the type of care typically provided in assisted living facilities.
However, it's important to note that Medicaid may provide coverage for assisted living in New Mexico. Medicaid is a joint federal and state program that provides health coverage to low-income individuals, including long-term care services. Each state has its own rules and eligibility criteria for Medicaid, and some states offer Medicaid waivers that allow individuals to receive long-term care services in assisted living facilities. To determine if you or your loved one is eligible for Medicaid coverage for assisted living in New Mexico, it is recommended to contact the New Mexico Human Services Department or the Aging and Long-Term Services Department. They can provide more information about the specific programs and services available in the state.
In summary, while Medicare does not typically cover the cost of assisted living in New Mexico, Medicaid may provide coverage for eligible individuals. It is important to explore all available options and resources to determine the best course of action for your specific situation.