The percentage of renters who have renters insurance can vary depending on various factors such as location, demographics, and awareness about the importance of renters insurance. While I couldn't find an exact percentage, I can provide some insights on this topic.
1. National Average: According to a survey conducted by the Insurance Information Institute in 2020, the national average for renters insurance penetration in the United States was around 37%. This means that approximately 37% of renters in the country had renters insurance.
2. Regional Differences: The percentage of renters with renters insurance can vary significantly by region. For example, in states with a higher risk of natural disasters like hurricanes or wildfires, the percentage of renters with renters insurance tends to be higher.
3. Awareness and Education: Many renters may not be aware of the benefits and affordability of renters insurance. Lack of awareness and education about the importance of renters insurance can contribute to a lower percentage of renters having coverage.
4. Landlord Requirements: In some cases, landlords may require their tenants to have renters insurance as a condition of the lease. This can increase the percentage of renters with renters insurance in those specific properties.
It's important to note that these percentages are approximate and can vary over time. If you're a renter, it's always a good idea to consider getting renters insurance to protect your belongings and provide liability coverage. Remember to consult with an insurance professional to understand the specific coverage options and costs available to you.