Renters insurance in Iowa typically provides coverage for personal belongings, liability protection, additional living expenses, and medical payments. Personal belongings coverage helps protect your belongings against damage or loss caused by covered perils such as fire, theft, vandalism, or certain natural disasters. Liability protection covers you in case someone is injured in your rented property and you are found legally responsible. This coverage can help pay for legal expenses and medical bills. Additional living expenses coverage can help cover the cost of temporary accommodation and other living expenses if your rented property becomes temporarily uninhabitable due to a covered loss. Lastly, renters insurance may also include medical payments coverage, which helps pay for medical expenses if a guest is injured in your rented property, regardless of who is at fault. It's important to review your policy and understand the specific coverage and limits provided by your insurance provider.