Vacant home insurance costs can vary depending on several factors, including the location of the property, its condition, and the coverage options chosen. Typically, the cost of insurance for a vacant home can range from 50% to 100% more than standard homeowners insurance. This is due to the increased risk associated with vacant properties, such as vandalism, theft, and damage from lack of maintenance. Additionally, insurance providers may consider the length of time the home will be vacant, as well as any security measures in place, when determining the premium. It's important to shop around and compare quotes from different insurance companies to find the best coverage at a competitive price. Working with an experienced insurance agent or broker can also help navigate the complexities of insuring a vacant home and finding the most suitable policy for specific needs.