Long term care insurance is not considered as income. It is a type of insurance that helps cover the costs of long-term care services, such as nursing home care, assisted living, and in-home care. The benefits received from long term care insurance are generally not taxable as income. However, there may be certain circumstances where a portion of the benefits could be considered taxable, such as if the benefits exceed the actual cost of care. It's always a good idea to consult with a tax professional or financial advisor for specific guidance on your individual situation.