The elimination period for short term Disability Insurance refers to the waiting period that an individual must satisfy before they can start receiving benefits. During this period, the insured person is responsible for covering their own expenses. Once the elimination period is over, the insurance policy will begin to provide benefits. The length of the elimination period can vary depending on the specific policy and insurance provider. It is typically measured in days, and common elimination periods range from 7 to 30 days. It's important to note that the elimination period is not the same as the benefit period, which is the length of time that benefits will be paid out once the elimination period has been satisfied. The benefit period can range from a few months to a few years, depending on the policy. Short term Disability Insurance is designed to provide coverage for temporary disabilities, typically lasting up to a year. During this time, the insured person may be unable to work and earn an income, and the insurance policy can help replace a portion of their lost wages. If you're considering purchasing short term Disability Insurance, it's important to carefully review the terms and conditions of the policy, including the elimination period and benefit period, to ensure that it meets your specific needs and provides the coverage you require. It's also a good idea to compare quotes from different insurance providers to find the best policy for your situation. I hope this helps clarify the concept of the elimination period for short term Disability Insurance! Let me know if you have any other questions.