Yes, renter's insurance does not typically cover flooding. Renter's insurance policies generally do not provide coverage for damage caused by flooding. However, it's important to note that some insurance companies offer separate flood insurance policies that can be purchased to provide coverage for flooding. These policies are typically offered through the National Flood Insurance Program (NFIP) or private insurers. It's advisable for renters living in areas prone to flooding to consider purchasing a separate flood insurance policy to ensure they are adequately protected in the event of a flood. It's also recommended to carefully review the details of any insurance policy to understand the extent of coverage provided for different types of damage. In summary, while renter's insurance typically does not cover flooding, renters have the option to purchase separate flood insurance policies for protection against flooding.