Homeowner insurance typically does not provide coverage for renters. Homeowner insurance is designed to protect the structure of the home, as well as the contents owned by the homeowner. It may also provide liability coverage for injuries that occur on the property. However, if you are a homeowner and you have tenants renting your property, it is usually recommended to have a separate rental insurance policy. Rental insurance, also known as landlord insurance, is specifically designed to protect landlords from potential risks associated with renting out their property. This type of insurance can provide coverage for the structure of the home, liability protection, and loss of rental income in case the property becomes uninhabitable due to a covered event. It is important to check with your insurance provider to understand the specific coverage options available to you and to ensure you have adequate protection for your rental property.