Group Life Insurance can be considered an ERISA plan, but not all group Life Insurance plans are subject to ERISA regulations. ERISA stands for the Employee Retirement Income Security Act, which is a federal law that sets standards for certain employee benefit plans, including group Life Insurance plans. ERISA applies to private-sector employers who offer employee benefit plans, such as health insurance, retirement plans, and disability insurance. However, not all group Life Insurance plans fall under ERISA. If the group Life Insurance plan is established or maintained by an employer for the purpose of providing benefits to its employees, it is likely subject to ERISA regulations. This means that the plan must comply with various reporting and disclosure requirements, fiduciary responsibilities, and other provisions outlined in ERISA. On the other hand, if the group Life Insurance plan is purchased by individuals directly from an insurance company, without any involvement or sponsorship from an employer, it is typically not considered an ERISA plan. In such cases, the plan would be subject to state insurance laws and regulations instead. It's important to note that the determination of whether a group Life Insurance plan is subject to ERISA or not can depend on various factors, including the level of employer involvement and the structure of the plan. If you have a specific group Life Insurance plan in mind, it's best to consult with an insurance professional or legal expert who can provide guidance based on the specific details of the plan.