Renter's insurance for a one-bedroom apartment can vary based on several factors, including the location of the apartment, the coverage amount, and the insurance provider. On average, the cost of renter's insurance for a one-bedroom apartment in the United States ranges from $120 to $180 per year. However, this cost can be higher or lower depending on the specific circumstances. Factors such as the crime rate in the area, the value of personal belongings to be insured, and the chosen deductible can all impact the cost of renter's insurance. It's important to shop around and compare quotes from different insurance companies to find the best coverage at a competitive price. Additionally, some insurance providers offer discounts for things like having a security system or being a non-smoker, so it's worth exploring these options to potentially lower the cost of renter's insurance. Overall, while the average cost provides a general idea, it's essential to consider individual circumstances and needs when budgeting for renter's insurance for a one-bedroom apartment.