After a certain period of deducting premiums for health insurance, you may be asked to submit evidence of insurability. This is typically done to ensure that the insurance company has an updated understanding of your health status. Over time, your health condition might have changed, and the insurer needs to assess the risk they are taking on by continuing to provide coverage. By submitting evidence of insurability, you are helping the insurance company to make an informed decision about your eligibility for coverage and the premiums you will be charged. It's important to provide accurate and up-to-date information to avoid any potential issues with your coverage or premiums in the future.