Disability insurance is not a requirement in all states, but it is an important consideration for many individuals. As of now, the following states do not have any specific requirement for disability insurance:
1. Alabama
2. Alaska
3. Arizona
4. Arkansas
5. California
6. Colorado
7. Connecticut
8. Delaware
9. Florida
10. Georgia
11. Hawaii
12. Idaho
13. Illinois
14. Indiana
15. Iowa
16. Kansas
17. Kentucky
18. Louisiana
19. Maine
20. Maryland
21. Massachusetts
22. Michigan
23. Minnesota
24. Mississippi
25. Missouri
26. Montana
27. Nebraska
28. Nevada
29. New Hampshire
30. New Jersey
31. New Mexico
32. New York
33. North Carolina
34. North Dakota
35. Ohio
36. Oklahoma
37. Oregon
38. Pennsylvania
39. Rhode Island
40. South Carolina
41. South Dakota
42. Tennessee
43. Texas
44. Utah
45. Vermont
46. Virginia
47. Washington
48. West Virginia
49. Wisconsin
50. Wyoming
It is important to note that even though these states do not have specific requirements for disability insurance, it is still a valuable protection for individuals and their families. Disability insurance can provide financial security in the event of an illness or injury that prevents a person from working. It is always a good idea to research and consider purchasing a disability insurance policy, regardless of your state's requirements.