The percentage of people who have life insurance varies depending on the country and demographic factors. In general, it is estimated that around 60% of adults in the United States have some form of life insurance coverage. However, this number can be lower in other countries or among specific groups of individuals. It is important to note that life insurance is not mandatory and many people choose not to purchase it. Factors such as age, income level, and awareness about the importance of life insurance can also influence the percentage of individuals who hold this type of coverage. It is always recommended to speak with a licensed insurance specialist who can provide personalized information and guidance on life insurance options.