Term life insurance policies typically have a fixed term or duration, after which they expire. The expiration date of a term life insurance policy depends on the specific terms and conditions set by the insurance company and agreed upon by the policyholder. The most common term lengths for term life insurance policies are 10, 20, or 30 years, although other term lengths may be available depending on the insurance provider. Once the term of the policy is over, the coverage ends, and the policyholder is no longer protected by the insurance policy. It's important to note that term life insurance policies do not accumulate cash value like some other types of life insurance policies. If the policyholder wants to continue having life insurance coverage after the expiration of a term life insurance policy, they may have the option to renew the policy, convert it to a permanent life insurance policy, or purchase a new policy altogether. It's recommended to review the terms and conditions of the specific term life insurance policy to understand the expiration details and available options.