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Does Medicare cover the cost of seeing a psychologist? Will Medicare cover the cost of seeing a psychologist?
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Medicare does cover some mental health services, including visits to psychologists or other licensed therapists. However, there are specific conditions and limitations. Medicare Part B (Medical Insurance) covers outpatient mental health services, including visits with a psychologist or other licensed therapist. The coverage includes diagnostic evaluations, individual and group psychotherapy, family counseling, and medication management. It's important to note that Medicare typically covers 80% of the Medicare-approved amount for mental health services after the yearly deductible is met. There may be some out-of-pocket costs for the remaining 20%. Additionally, Medicare Advantage plans (Part C) also cover the same services as Original Medicare, but they may have different costs and rules. It's essential to check with the specific Medicare plan and the psychologist to understand the coverage and potential out-of-pocket expenses. Furthermore, to be eligible for Medicare coverage for mental health services, the psychologist or therapist must accept Medicare assignment, which means they agree to accept the Medicare-approved amount as full payment for services. It's advisable to confirm the acceptance of Medicare before scheduling an appointment.
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