Apartment complexes can indeed require tenants to have renter's insurance as part of the lease agreement. This is a common practice aimed at protecting both the landlord's property and the tenants' personal belongings. Renter's insurance provides coverage for the tenant's personal property and liability protection in case of accidents or damage caused by the tenant. It's important to carefully review the lease agreement to understand the specific insurance requirements set by the landlord or property management. Landlords typically require tenants to have a certain amount of liability coverage, usually around $100,000, and may also require coverage for damages caused by the tenant, such as fire or water damage. Additionally, the landlord may request to be listed as an additional insured on the renter's insurance policy. This means that the landlord will receive notification if the policy is canceled or modified. It's essential for tenants to comply with the insurance requirements outlined in the lease to avoid potential legal issues or eviction. Renter's insurance is generally affordable and provides valuable protection for tenants, making it a wise investment for anyone renting an apartment.