Medicare does not typically cover long term care insurance. Long term care insurance is designed to cover the costs of long term care services, such as assistance with activities of daily living, in a variety of settings including your home, a nursing home, or an assisted living facility. However, Medicare coverage for long term care is limited. Medicare may cover a short stay in a skilled nursing facility for medically necessary care following a hospital stay, but it does not cover custodial care, which includes assistance with activities of daily living. According to Medicare.gov, Medicare also does not cover most long term care costs or services, such as help with bathing, dressing, eating, or other activities of daily living. It's important to note that Medicare Advantage plans may offer some additional benefits that are not covered by Original Medicare, so it's advisable to review the specific details of the plan. For comprehensive coverage of long term care services, individuals may need to consider purchasing a separate long term care insurance policy or explore other options for covering these potential future expenses.