Health insurance costs can vary widely based on several factors, including the type of plan, coverage level, age, location, and more. Premiums are the regular payments made to the insurance company to maintain coverage. Deductibles are the amount you must pay out of pocket for covered services before your insurance starts to pay. Copayments and coinsurance are additional costs for specific services or prescriptions. It's important to consider the out-of-pocket maximum, which is the most you'll have to pay for covered services in a plan year. Additionally, some plans may have network restrictions, meaning you may have to pay more for out-of-network care. To get an accurate estimate of your health insurance costs, it's best to compare plans and speak with insurance providers directly.