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Should I consider getting supplemental insurance if I have Medicare advantage?
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If you have Medicare Advantage, you may want to consider getting supplemental insurance to help cover costs that Medicare Advantage doesn't. Medicare Advantage plans are required to cover everything that Original Medicare covers, but they can also include additional benefits. However, there may still be out-of-pocket costs, such as copayments, coinsurance, and deductibles. Supplemental insurance, also known as Medigap, can help cover these additional costs. It's important to carefully review your healthcare needs and the coverage provided by your Medicare Advantage plan to determine if supplemental insurance would be beneficial for you. Consulting with a licensed insurance agent or healthcare professional can also provide personalized guidance based on your specific situation.
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