In the United States, car insurance is not federally mandated, but it is required at the state level. Each state has its own set of laws and regulations regarding car insurance, including minimum coverage requirements. As a result, the specifics of car insurance requirements can vary significantly from one state to another. While there is no federal law mandating car insurance, all states except New Hampshire require drivers to carry a minimum amount of car insurance coverage. This means that drivers must comply with the specific car insurance laws and regulations in the state where they reside or operate a vehicle. Failure to meet these requirements can result in penalties, fines, and potential legal consequences. It's important for individuals to familiarize themselves with the car insurance laws in their state to ensure compliance and adequate protection in the event of accidents or other unforeseen circumstances.