The average cost of homeowner insurance can vary depending on several factors, including the location of the property, the value of the home, the coverage limits, and the deductible chosen by the homeowner. According to recent data, the average annual premium for homeowner insurance in the United States is around $1,200. However, it's important to note that this is just an average and individual rates can vary significantly. Factors such as the age and condition of the home, the presence of certain risk factors (such as a swimming pool or trampoline), and the homeowner's claims history can all impact the cost of insurance. It's always a good idea to shop around and compare quotes from different insurance providers to find the best coverage at the most competitive rate. Keep in mind that this information is based on current data and may be subject to change.