Disability insurance coverage typically lasts until the policyholder either recovers from their disability or reaches the policy's maximum benefit period. The maximum benefit period can vary depending on the policy, but common durations include short-term (usually 2 years), long-term (up to age 65 or 67), or even lifetime coverage. It's important to carefully review your policy to understand the specific terms and conditions, as well as any potential exclusions or limitations that may apply.