Long term care insurance is designed to cover the costs of long-term care services, including assisted living. However, the coverage and benefits may vary depending on the specific policy and provider. Typically, long term care insurance policies will cover the costs of assisted living if the services provided are considered necessary for the insured person's care. This may include assistance with activities of daily living, such as bathing, dressing, and eating, as well as medical care and supervision. It is important to carefully review the terms and conditions of your specific policy to understand what is covered and any limitations or exclusions that may apply. Some policies may have a waiting period before they will start covering the costs of assisted living, and there may be a cap on the amount of benefits paid out over a lifetime. If you have any concerns or questions about your long term care insurance coverage, it is always best to consult with your insurance provider or a financial advisor.