Yes, homeowner insurance typically includes coverage for theft. This coverage is usually part of the standard policy and is designed to protect your property from various types of losses, including theft. However, the specific coverage and limits may vary depending on the insurer and the type of policy you have. It is important to review your policy documents or consult with your insurance agent to understand the extent of your coverage and any potential exclusions or limitations. Additionally, you may need to take additional steps, such as installing security systems or taking other precautions, to ensure that you are fully protected against theft. In some cases, you may also need to purchase additional coverage or endorsements to cover high-value items or specific types of theft. It is always a good idea to discuss your specific needs and situation with your insurance agent to ensure that you have the appropriate coverage in place.