Yes, your credit rating can affect your homeowner insurance premiums. Insurance companies use your credit rating as one of the factors to determine your risk profile as a homeowner. A higher credit rating typically indicates a lower risk, which can result in lower insurance premiums. Conversely, a lower credit rating may lead to higher premiums due to a perceived increased risk. However, it's important to note that credit rating is just one of many factors considered by insurance companies when determining premiums. Other factors include the location and value of your home, the type of homeowner's policy you choose, and any discounts you may be eligible for. It's always a good idea to shop around and compare quotes from multiple insurance providers to find the best coverage and rates for your specific situation.