Renter's insurance is primarily designed to protect the renter's personal belongings and provide liability coverage in case of injuries to others while in the rented property. However, some renter's insurance policies may also provide limited coverage for damages to the rental property itself, particularly in cases where the renter's belongings are affected by the damage. It's important to carefully review your renter's insurance policy to understand the specific coverage provided, as this can vary between policies and insurance companies. If you have any doubts, it's always a good idea to consult with your insurance agent for clarification.