Homeowner insurance policies typically provide coverage for roof collapse caused by snow. However, it is important to review the specific terms and conditions of your policy to understand the extent of coverage and any exclusions. Some policies may only cover roof collapse if it is due to the weight of snow or ice accumulation, while others may also include coverage for damage caused by strong winds or other related perils. Additionally, there might be limitations on coverage if the roof was in poor condition prior to the collapse. It is advised to contact your insurance provider or review your policy documents to get a clear understanding of the coverage provided in such scenarios.