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Does homeowner insurance include coverage for mold removal? I'm curious to know if my homeowner insurance will pay for mold remediation. Can anyone confirm if this is typically covered or not?
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Homeowner insurance policies vary, but in general, mold remediation may be covered if it is a result of a covered peril. Covered perils typically include events like water damage from a burst pipe or a sudden and accidental leak. However, most policies do not cover mold issues resulting from long-term neglect or maintenance issues. It's important to review your specific insurance policy and speak with your insurance provider to understand the extent of coverage for mold remediation. Some policies may have specific limits or exclusions when it comes to mold-related claims. Additionally, it's worth noting that mold remediation coverage may have a separate deductible or coverage limit. It's always a good idea to document any mold issues and contact your insurance provider as soon as possible to begin the claims process.
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