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Does homeowner insurance include coverage for broken windows? Hi everyone, I was wondering if homeowner insurance policies typically cover the cost of repairing or replacing broken windows? I recently had a window break accidentally and I'm not sure if this type of damage is covered by my insurance. Can someone please shed some light on this?
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Homeowner insurance policies typically include coverage for broken windows. However, the extent of coverage may vary depending on the specific policy and insurance provider. In most cases, accidental damage to windows, such as a window breaking due to a storm or a stray object, would be covered by homeowner insurance. It's important to review your policy documents or contact your insurance provider to understand the specifics of your coverage. Additionally, there may be a deductible that you need to pay before the insurance coverage kicks in. It's advisable to document the damage and contact your insurance provider as soon as possible to initiate the claims process. They will guide you through the necessary steps and requirements for filing a claim and getting the broken window repaired or replaced. Keep in mind that intentional damage or negligence may not be covered under homeowner insurance, so it's always best to take precautions to prevent such incidents.
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