Homeowner insurance policies typically cover electrical work, but it depends on the specific policy and the cause of the electrical issue. Most standard homeowner insurance policies provide coverage for damage caused by electrical fires, power surges, and other electrical accidents. However, coverage may vary depending on the policy and the insurance provider. It's important to review your policy documents or contact your insurance agent to understand the specific coverage for electrical work in your homeowner insurance policy. Additionally, it's worth noting that homeowner insurance policies generally do not cover routine maintenance or upgrades to electrical systems. It's always a good idea to consult with your insurance provider to clarify the coverage for electrical work in your specific policy.