Being denied life insurance can have several implications. First, it may indicate that the applicant is considered to be a higher risk for the insurance company, which could be due to health issues, lifestyle factors, or other reasons. Second, being denied life insurance can affect future applications, as it may be noted in the individual's medical or insurance records, potentially leading to higher premiums or further denials. Third, it can impact financial planning, as the intended coverage may not be available, leading to the need to explore alternative options. It's important to understand the reasons for the denial and work on improving the factors that led to it before reapplying for life insurance.