Medicare is a federal health insurance program primarily designed for individuals who are 65 years old or older. However, there are certain circumstances under which individuals under the age of 65 may qualify for Medicare. Here are some situations in which individuals under 65 may be eligible for Medicare:
1. Disability: Individuals who have been receiving Social Security Disability Insurance (SSDI) or Railroad Retirement Board (RRB) disability benefits for at least 24 months are generally eligible for Medicare. This includes individuals with end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS).
2. End-Stage Renal Disease (ESRD): Individuals of any age with ESRD, also known as kidney failure, may be eligible for Medicare. They can enroll in Medicare Part A and Part B if they meet certain requirements.
3. Amyotrophic Lateral Sclerosis (ALS): Individuals with ALS, also known as Lou Gehrig's disease, are eligible for Medicare as soon as they start receiving disability benefits from Social Security or the Railroad Retirement Board.
It's important to note that eligibility requirements for Medicare can vary depending on individual circumstances. If you or someone you know is under 65 and interested in Medicare, it is recommended to contact the Social Security Administration or visit the official Medicare website for more information and to determine eligibility.