Yes, it is possible to get homeowner insurance with retroactive coverage. Retroactive coverage, also known as prior acts coverage, provides insurance coverage for events that occurred before the policy was purchased. This type of coverage is typically offered as an endorsement or add-on to a standard homeowner insurance policy. Retroactive coverage can be useful in situations where you have recently discovered damage or a loss that occurred before you obtained insurance. It can help protect you financially by providing coverage for repairs, replacements, or other expenses related to the past event. However, it's important to note that retroactive coverage may have limitations and exclusions, so it's essential to review the policy terms and conditions carefully. To obtain retroactive homeowner insurance, you will need to contact insurance providers and inquire about their specific offerings. They will be able to provide you with more information about the coverage options available and any requirements or restrictions that may apply. Keep in mind that the availability and terms of retroactive coverage may vary depending on the insurance company and your individual circumstances. It's always a good idea to compare quotes and policies from multiple insurers to ensure you find the best coverage for your needs.