The average cost of homeowner insurance can vary depending on several factors, including the location of the property, the value of the home, the coverage limits, and the deductible chosen by the homeowner. According to a study conducted by the National Association of Insurance Commissioners (NAIC) in 2020, the average annual premium for homeowner insurance in the United States was $1,211. However, it's important to note that this is just an average and individual premiums can be higher or lower based on the specific circumstances of the homeowner and the property. Factors such as the age and condition of the home, the presence of safety features (such as smoke detectors or a security system), and the homeowner's claims history can also impact the cost of insurance. To get an accurate estimate of the cost of homeowner insurance for a specific property, it's best to contact insurance providers and request quotes based on the property details and desired coverage. Keep in mind that this information is based on the average cost in the United States and may not be applicable to other countries.