Supplemental AD&D (Accidental Death and Dismemberment) Life Insurance is a type of insurance coverage that provides additional financial protection in the event of accidental death or dismemberment. Unlike regular life insurance, which typically covers death from any cause, AD&D insurance specifically covers accidental death and certain injuries. This type of insurance can be purchased as a supplement to an existing life insurance policy to enhance the overall coverage. It is important to note that AD&D insurance does not provide coverage for natural causes of death or illnesses. The benefits from supplemental AD&D insurance are usually paid in addition to any benefits received from a regular life insurance policy in the event of accidental death or qualifying injuries. It's important for individuals to carefully review the terms and conditions of the policy to understand the specific coverage and exclusions. Overall, supplemental AD&D Life Insurance offers an extra layer of financial protection in the unfortunate event of accidental death or severe injuries resulting from an accident.