Life insurance policies typically do not accrue interest. Unlike some other types of financial products, such as savings accounts or certificates of deposit, life insurance policies are not designed to generate interest or investment returns. Instead, the primary purpose of life insurance is to provide a death benefit to the policyholder's beneficiaries upon their passing. The premiums paid for the policy go towards covering the cost of insurance and administrative expenses. However, there are certain types of life insurance policies, such as whole life or universal life insurance, that may have a cash value component that can grow over time. This cash value may earn interest or be invested in various financial instruments, but it is important to note that the growth of the cash value is separate from the death benefit and is not guaranteed. The accumulation of cash value and any potential interest earned will depend on factors such as the performance of the underlying investments and the policy's terms and conditions. It is recommended to consult with a licensed insurance professional or review the specific policy documents for more information on the potential for interest accrual in a particular life insurance policy.